How it works
Set your rules once. Ease runs them every pay.
Connect your banks
Link the accounts you already have, at any Australian bank, through open banking. You never give Ease your bank password.
Say where pay goes
Rent first, bills topped up to a level, a share to savings, extra off the car loan, the rest to investing. In the order you choose.
Ease does the rest
Ease checks your balances through the day. When pay lands it follows your rules, and when an account runs low after a direct debit it tops it back up.
What you get
Your money where it should be, without lifting a finger.
Bills never come up short. Each account has a level, and Ease tops it back up whenever it drops below.
Goals that finish themselves. Send a share of every pay until a goal is reached, then stop.
Debt paid down faster. Point what's spare at a loan or card, with a weekly limit you set.
Told when it matters. An alert on your phone if a pay can't cover everything, and nothing when all is well.
Safe by design
Built so your money only goes where you send it.
Only from your own accounts
Ease only takes money from accounts your bank confirms are in your name. It pays your other accounts, or people you've added, like your landlord. A new payee waits a day before its first payment, so nobody can quietly redirect your money.
You approve every account
Ease can only take from an account after you approve it in that bank's own app, and you can cancel it there at any time.
Locked to you
Log in with Face ID, a fingerprint or your phone's PIN. Prefer a password? It always comes with a code from an authenticator app, a text or an email.
Encrypted, in Australia
What Ease keeps is encrypted, with each customer under their own key, on servers in Sydney.
Yours to take or delete
Once you've signed up, log in and open Your account to download everything Ease holds about you, or delete your account and all of it.
No ads, no selling
Ease never sells your data or shows you ads. Your bank data is used only to run your rules.
Questions
Good to know
Do I have to change banks?
No. Ease works with the accounts you already have, at any Australian bank that offers open banking, which is nearly all of them.
Does Ease hold my money?
No. Your money stays in your own accounts and moves straight from them through your banks, to your other accounts or the people you pay.
Can Ease pay my rent or bills?
Yes. Add your landlord or biller's BSB and account number as a payee and choose how much goes to them each pay. A new payee gets its first payment a day after you add it. Bills that take money by direct debit stay as they are, and Ease keeps the account they come from topped up.
What if an account doesn't have enough?
Ease never takes an account below the amount you choose to keep in it. If a pay can't cover every rule, the rules at the bottom of your list miss out first and Ease tells you.
When can I start?
You can make your account now. Connecting your banks opens once Ease is approved by its banking partner, and we'll email you when it does.